Đề ôn thi Đề thi tốt nghiệp THPT môn Tiếng Anh - Mã đề THPT-79

Financial literacy, (18) __________, is crucial for navigating today's complex economic landscape. (19) __________. Without a solid grasp of financial concepts, individuals are more susceptible to debt, poor credit scores, and difficulty achieving financial goals like buying a home or saving for retirement.

One key aspect of financial literacy is budgeting, which involves tracking income and expenses to ensure you're spending less than you earn. A recent study by the National Foundation for Credit Counseling found that only 41% of adults have a budget. This lack of planning can have significant consequences, as it makes it difficult to save, invest, and handle unexpected financial emergencies. (20) __________ without any emergency savings to cover the cost - a stressful situation easily avoided with proper budgeting.

Another crucial element is understanding debt and credit. While borrowing money can be useful for large purchases like a house or education, irresponsible use of credit cards and loans can lead to a cycle of debt that's difficult to escape. Knowing how interest rates work, (21) __________, and strategies for managing debt are essential for maintaining a healthy financial profile.

(22) __________, and economic trends. By taking the time to develop these skills, you can confidently manage your money, make informed financial decisions, and work towards achieving your long-term financial goals.

The modern depictions of zombies and vampires are undeniably captivating, drawing millions of fans worldwide to books, movies, and television shows. From the classic horror of Bram Stoker's "Dracula" to the contemporary zombie apocalypse scenarios in "The Walking Dead," these creatures have become deeply ingrained in our cultural consciousness. Their presence extends beyond entertainment, influencing fashion, music, and even academic discourse.

The enduring appeal of these monsters likely stems from their ability to reflect our deepest fears and anxieties. Zombies, often depicted as mindless hordes driven by an insatiable hunger, can symbolize societal fears of disease, overpopulation, or the collapse of civilization. These themes resonate particularly strongly in a world grappling with pandemics and climate change.

Vampires, on the other hand, tap into anxieties surrounding power, seduction, and the allure of immortality. Once portrayed as monstrous figures, vampires in popular culture have undergone a significant transformation. From the brooding romantic heroes of Anne Rice's novels to the teenage heartthrobs in "The Vampire Diaries," modern vampires often embody both danger and desirability, further complicating their place in our collective imagination.

Ultimately, the continued fascination with zombies and vampires speaks to the malleable nature of these figures. They adapt and evolve alongside societal anxieties, reflecting our changing fears and desires. As long as these anxieties persist, it seems likely that zombies and vampires will continue to hold a prominent place in popular culture, offering both a thrilling escape from reality and a chilling reflection of it.

[I] Empires, vast political entities encompassing diverse populations and territories, have profoundly shaped the course of human history. [II] From the Roman Empire's extensive road networks, which facilitated trade and communication across Europe, to the British Empire's global maritime dominance, which brought about widespread cultural exchange (albeit often through exploitative means), empires have left an indelible mark on the world. [III] Their influence can be seen in languages, legal systems, religions, and even culinary traditions, demonstrating the enduring legacy of these powerful entities. [IV]

The impact of empires on language is particularly striking. Consider the spread of Latin throughout Europe during the Roman Empire. This formed the basis for Romance languages like French, Spanish, and Italian, showcasing how imperial expansion can reshape linguistic landscapes. Similarly, the British Empire's influence led to the global prevalence of English, which currently serves as a lingua franca in many international settings. These linguistic shifts, often a byproduct of political dominance, underscore the powerful role empires play in shaping cultural communication across generations.

The economic consequences of empires are equally significant. The establishment of trade routes facilitated the exchange of goods and resources, leading to the development of new industries and the accumulation of wealth in imperial centers. However, this economic growth often came at the expense of exploited colonies, where resources were extracted and local economies were disrupted. The transatlantic slave trade, a horrific consequence of European imperial expansion, stands as a stark reminder of the dark side of imperial economic systems. This brutal practice drastically altered demographics and caused immense suffering, leaving a lasting scar on the global conscience.

Understanding the historical impact of empires requires a nuanced perspective. While empires often fostered technological advancements and cultural exchange, they also generated inequality, conflict, and exploitation. Analyzing this complex interplay of positive and negative consequences is crucial for comprehending the world we inhabit today, from the languages we speak to the political systems that govern us. Studying empires allows us to grapple with the enduring legacies of power, dominance, and the intricate web of human interactions that have shaped our globalized world.